Certificates of Deposit Several types of Certificates are available at Rite Choice Community FCU. Our
Certificates pay competitive dividends, usually higher than a bank or savings
and loan. Minimum deposit for a Certificate is $1,000.00. For more information
on terms and additional increments, contact your Credit Union.
Individual Retirement Accounts (IRAs) Individual Retirement Accounts are offered to members who are interested in
a retirement savings plan. The Credit Union offers an IRA account that has no
minimum term, and allows deposits each year up to the maximum allowed. There are
no setup or maintenance fees and the IRA account is federally insured. Interest
earned on the account is tax deferred. Contact the Credit Union for additional
information. IRA Certificate accounts are also available offering a higher
dividend yield on term specific deposits.
