A Share Account at the Credit Union can help you save money for future needs while you are helping your fellow members. As you establish a savings plan with your Credit Union, your money is loaned out to members who borrow. You also earn a higher dividend on shares than at most other financial institutions. A Share Account with the minimum $25.00 balance establishes your membership and allows you to take advantage of  other services offered by the Credit Union. Dividends in the form of interest paid, are calculated on any amount over $100.00 in your account. Interest earned is calculated and paid quarterly on the average daily balance.   Added Benefits When Saving at Rite Choice Community FCU Share savings earn dividends from the first day of deposit on all accounts. With Payroll deduction, you can have either your net check or a portion of it deposited directly to your account the same day you are paid. Family members are eligible for membership at the Credit Union with your membership. Direct deposit of any recurring payment such as Social Security, Allotment, or salary. Your Savings are insured up to $100,000.00 by the Nation Credit Union Administration (NCUA), an agency of the Federal Government.

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